Texas Foreclosure Auctions

Data updated Wed, 08 Jul 2026 19:29:35 GMT

How foreclosure auctions work in Texas

Texas is a non-judicial foreclosure state: most residential foreclosures proceed under a deed-of-trust power-of-sale clause without a court case. Sales are held on the first Tuesday of each month (moving to the first Wednesday when the Tuesday falls on January 1 or July 4), typically at the county courthouse steps or a designated county location, between 10am and 4pm. The trustee must post the notice of sale at the courthouse and file it with the county clerk at least 21 days before the sale, and the borrower must receive at least 20 days’ notice to cure before acceleration. Winning bidders generally pay in full, on the spot, by cashier’s check. Texas has no statutory post-sale redemption period for deed-of-trust foreclosures (limited exceptions exist for tax sales and HOA foreclosures), so title passes quickly — which is why auction-day freshness matters more here than in judicial states. Postponements are common and announced at the sale itself, so a listing’s status can change up to the final hour.